2022 MESSA Summits – – Register now!
Mark your calendar. MESSA Summits are coming your way both live and online. Join us to meet and mingle with MESSA staff and your peers in benefit administration. We look forward to seeing you!
Topics will include:
COVID-19 Update
Dental and Vision Plan Year
How MESSA Stacks Up
MESSA Business Administration Center
MESSA Medical Information
Now, Next, Later
Quality and Risk Measures
All MESSA Summits take place from 9am-12pm. Click here to register
Tues, Oct. 4, Northern Michigan University’s Northern Center, Marquette
Wed, Oct. 5, Holiday Inn Express & Suite, Gaylord
Tues, Oct. 11, MESSA HQ, East Lansing
Wed, Oct. 12, Virtual via Zoom
Tues, Oct. 18, Virtual via Zoom
Wed, Oct. 19, MESSA HQ, East Lansing
Annual verification process for overage dependents begins September 13, 2022
MESSA will soon mail a letter to members with an overage dependent. In order for an overage dependent to continue insurance coverage into 2023, members must take action and verify the eligibility for their dependent that is expected to:
- Certify with a severe physical and/or intellectual impairment, or
- Be a full-time student in 2023
The letter instructs members to go to messa.org, log in to MyMESSA, click on the dependent verification link and complete the online questionnaire. Based on the answers provided, our system will determine if coverage will continue into 2023 or if it will terminate. Members receive an immediate response, as well as, an email for their files. The deadline to complete the online questionnaire is November 15, 2022.
On September 13, 2022 the initial report, reflecting which employees were sent a letter, will be available on the MESSA Business Administration Center > Reports > Overage Dependent Eligibility.
Browser Update
MESSA’s online benefits website supports the following browsers.
Chrome
Mozilla Firefox
Microsoft Edge
Safari
We encourage you to keep your browser updated with the latest version and make sure these following settings are enabled: Cookies, JavaScript, and Style Sheets.
IRS announces 2023 HSA limits
The minimum deductibles for HSA-qualified health plans will increase slightly for 2023: $1,500 for individuals and $3,000 for families.
The IRS also raised the maximum amount individuals can contribute to a health savings account in a calendar year. Beginning Jan. 1, 2023, a person with individual coverage may contribute up to $3,850 per year into their HSA, while a person with family coverage will be able to contribute up to $7,750 each year. Those 55 and older can contribute an additional $1,000 a year to their own HSA as a catch-up contribution.
ACA State and Federal Taxes for 2022 and 2023 Plan Years
For informational purposes only, the below chart represents the changes in taxes and fees from 2022 to 2023. These taxes and fees are included in your rates.
| MEDICAL | ||||
| Tax/Fee | 2022 | 2023 | ||
| State Premium Tax | 0.91% | 0.81% | % of premium | |
| Insurance Provider Assessment Fee | $2.40 | $2.40 | PCPM | |
| Patient-Centered Outcomes Research Institute Fee | $5.60 | $5.92 | PMPY | |
| Federal Health Insurance Tax | 0.00% | 0.00% | % of premium | |
| Total Medical Tax Factor | 1.49% | 1.34% | % of premium | |
| VISION | ||||
| Tax | 2022 | 2023 | ||
| State Premium Tax | 0.91% | 0.81% | % of premium | |
| Federal Health Insurance Tax | 0.00% | 0.00% | % of premium | |
| Total Vision Tax Factor | 0.91% | 0.81% | % of premium | |
| DENTAL | ||||
| Tax | 2022 | 2023 | ||
| Federal Health Insurance Tax | 0.00% | 0.00% | % of premium | |
| Total Dental Tax Factor | 0.00% | 0.00% | % of premium | |
MESSA Service: Open enrollment administration
If open enrollment isn’t your favorite task, let MESSA do the work for you – for FREE!
With our open enrollment administration service, MESSA will complete your entire open enrollment for you, from start to finish. Not ready to give up complete control? That’s ok. Just tell us which tasks you would like to complete, we’ll do the rest:
- Set up your open enrollment in the online benefits website and create the open enrollment window for each benefit class of employee.
- Provide communication materials
- Benefit booklet customized to your group and each benefit class and contains all the details your employees need to know about their benefit options.
- User guide to help employees navigate the online benefits website to complete their benefit elections or changes.
- Emails are sent to notify employees that it’s open enrollment and to remind them to make benefit elections and changes, if needed.
- Enter costs for any RBI benefit changes and update the monthly contribution amounts for each benefit class allowing your employees to view the cost of coverage.
- Reporting at the end of your open enrollment detailing the changes and selections made by your employees.
- On-site open enrollment meetings MESSA team members will come to your site, supply laptops, and help your employees walk through their enrollment.
To enroll in MESSA’s open enrollment administration service, contact our benefit administration team at 888-888-4167, ext. 5517, at least 30 days prior to the start date of your open enrollment.
Keeping addresses up to date
It’s easy to keep addresses up to date using the online benefits website. Here’s how:
Employees: At messa.org, login to MyMESSA. Click on choose/update benefits. Click on my profile, then demographics. Here, employee can view their current address. To make a change click edit, type in their new address information, then click save.
Employers: Sign in to online benefits website, click user admin then search by last name. On the demographic tab, click edit, type in the employee’s new address information, then click save.
Contact MESSA Group Services at 888-888-4167 with any questions.